Now that we’re going to have our second child in a few months, we would have to make preparations for our coming baby. I have to make sure my hubby updates his health insurance so that our baby will also be covered when he is born. In an event baby got sick or has to be taken to a doctor, we are confident that we won’t have any problem paying the doctor’s fee or the hospital bills. I would also tell hubby to look at term life insurance rates. He is the primary breadwinner in the family that’s why he needs to be insured. I pray that nothing bad happens but I just want to be sure that we’re prepared for any emergency.Read More
If my hubby wants a shower in the bathroom, I, on the other hand, dream of having a hot tub. I wish our bathroom is big enough for us to install one or we have the budget to buy one. It’s nice to be able to relax after a hard day at work and just rest and savor the hot water inside the hot tub. If we ever get to buy this in the future I will surely not forget to buy hot tub covers. I have heard accidents involving hot tubs especially with very young children falling in and having a cover would surely avoid such incident.Read More
Yes, he made it for the songwriter camp and he’s off to Dumaguete for a five-day seminar this November. He auditioned two weeks ago for this in front of music legends, the most familiar of course, is Ryan Cayabyab. It was the first time I saw him anxious over anything, openly admitting he got nervous during the audition. He was doubting he could make it but I knew he would. Yesterday, the list was finally out and he made it! I was the one who had to look for his name because he said he couldn’t bear to look. hehe
I’m so glad he’s going to follow his dreams. Congrats my love!Read More
I few years back I remember I was looking for customer service jobs online. I just resigned from my customer service job and I thought I could find something the same kind of work that I can do at home Unfortunately, one of the job requirements was that there would be no disruption during office hours. My son was still a toddler at that time and we had no help so for sure I would get disrupted from time to time. Good thing I found another job that suited me so much better.
If you’re looking for customer service jobs then there are lots of listings online. Just visit reputable job listing sites and be prepared to submit your resume. Make sure that your resume focuses on your experiences in customer service. If you practice diligence in job hunting and prepare well for interviews with prospective employers then surely you will find a job in no time.Read More
For people with bad credit history, getting a loan might be a problem. Banks and mortgage companies will avoid people with bad credit history and with good reason. So how does someone get money loans with bad credit? If you are one of the people with bad credit history do not worry because you still have some options left. Get that much needed fund by getting a cash advance. You can get cash advances by borrowing against your credit card. It’s like getting money from an ATM through your credit card. Be sure to repay the money as quickly as you can because credit cards are known for their high interest rates.
Another option is to get a payday loan. Payday loans, also called paycheck advances, are money borrowed against your salary. These payday loans are short term loans only and must quickly be repaid on the borrower’s next paycheck.
It is advisable to manage your finances wisely and avoid loans with high interest but the reality is some people just can’t keep up with the expenses. Just be sure to repay the loans that you take quickly to avoid incurring a huge debt and always keep your spending to a minimum so you don’t have to borrow that much money.Read More